August 29th, 2018

Different Guarantees Of Motor Insurance

By taking out a traders insurance policy, your insurer is committed to protecting you and compensating you. Either as many covers that depend mainly on your needs, but also your budget . Find out the types of coverages that can make up your traders insurance.

Compulsory civil liability

Also known as " third-party insurance ", civil liability is the minimum guarantee to be subscribed for your vehicle. It covers the bodily injury and material damage that a vehicle could cause. The driver of the vehicle or the person responsible for the accident will not be compensated for the damage suffered. Then in case of disaster , you will be compensated by the motor insurer of the driver responsible .

However, the civil liability does not cover:

      Damages suffered by the insured vehicle

      Damages occurring on private circuit

      Damage to property and animals belonging to the driver

      Damage caused by repair and inspection professionals

Damage guarantees

You should also be aware that certain guarantees cover the damage of your vehicle following an accident or vandalism:

1. The guarantee "breakage of ice"

It covers the repair or replacement of the glass parts of your vehicle (including headlight optics or mirror mirrors). However, this warranty may not apply if the damage is the result of voluntary acts, acts of vandalism or shocks with a pedestrian or other vehicle.

2. The guarantee from theft

It allows the insured to be reimbursed for his vehicle in case of theft. Some insurance companies also impose effective security measures to combat these incidents (closed parking, GPS tracking, glass engraving). This warranty may also exclude theft or attempted theft when the driver left the keys inside the vehicle and the theft by scam.

It is possible to insure against the theft of the contents of his vehicle (personal items), within a limit fixed in the contract. An option will also allow you to cover the theft of tires, wheels and rims if they are protected by a locknut.

3. The "fire" guarantee

It covers the cases of destruction of the vehicle by the flames. However, in case of natural disasters (storm, cyclone, hurricane), it will be necessary to wait for a ministerial decree to make operate the guarantee. And this warranty can rule out vehicle damage from cigarette burns.

 4. The collision guarantee

[Error: Irreparable invalid markup ('<a [...] identified.>') in entry. Owner must fix manually. Raw contents below.]

<p class="MsoTitle"><span style="font-family: Calibri, sans-serif; font-size: 12pt;">By taking out a </span><b style="font-family: Calibri, sans-serif; font-size: 12pt;">traders insurance</b><span style="font-family: Calibri, sans-serif; font-size: 12pt;"> policy, your insurer is committed to protecting you and compensating you. Either as many covers that depend mainly on your needs, but also your budget . Find out the types of coverages that can make up your </span><b style="font-family: Calibri, sans-serif; font-size: 12pt;">traders insurance</b><span style="font-family: Calibri, sans-serif; font-size: 12pt;">.</span>
<a href="http://www.blueangeltech.com/wp-content/uploads/Motor-Trade.jpg"><img alt="" src='http://www.blueangeltech.com/wp-content/uploads/Motor-Trade.jpg' width="900" /></a><a href="https://www.total-insurance.co.uk/motor-trade-insurance/" target="_blank"><img alt="" src='https://v-thailand.com/wp-content/uploads/2015/01/Arenda-avto-v-Taylande.jpg' width="900" /></a></p><p class="normal"><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">Compulsory civil liability<o:p></o:p></span></b></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">Also known as &quot; third-party insurance &quot;, civil liability is the minimum guarantee to be subscribed for your vehicle. It covers the bodily injury and material damage that a vehicle could cause. The driver of the vehicle or the person responsible for the accident will not be compensated for the damage suffered. Then in case of disaster , you will be compensated by the motor insurer of the driver responsible .</span></p><p class="normal"><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">However, the civil liability does not cover:</span></b></p><p class="normalCxSpMiddle" style="margin-left:.5in;mso-add-space:auto;
text-indent:-.25in;mso-list:l1 level1 lfo1"><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-fareast-font-family:Calibri;mso-fareast-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">●<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="EN" style="font-size:12.0pt;
line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">Damages suffered by the insured vehicle<o:p></o:p></span></p><p class="normalCxSpMiddle" style="margin-left:.5in;mso-add-space:auto;
text-indent:-.25in;mso-list:l1 level1 lfo1"><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-fareast-font-family:Calibri;mso-fareast-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">●<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="EN" style="font-size:12.0pt;
line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">Damages occurring on private circuit<o:p></o:p></span></p><p class="normalCxSpMiddle" style="margin-left:.5in;mso-add-space:auto;
text-indent:-.25in;mso-list:l1 level1 lfo1"><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-fareast-font-family:Calibri;mso-fareast-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">●<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="EN" style="font-size:12.0pt;
line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">Damage to property and animals belonging to the driver<o:p></o:p></span></p><p class="normalCxSpLast" style="margin-left:.5in;mso-add-space:auto;text-indent:
-.25in;mso-list:l1 level1 lfo1"><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-fareast-font-family:Calibri;mso-fareast-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">●<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="EN" style="font-size:12.0pt;
line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">Damage caused by repair and inspection professionals<o:p></o:p></span></p><h2><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">Damage guarantees<o:p></o:p></span></b></h2><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">You should also be aware that certain guarantees cover the damage of your vehicle following an accident or vandalism:</span></p><p class="normal"><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">1. The guarantee &quot;breakage of ice&quot;<o:p></o:p></span></b></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">It covers the repair or replacement of the glass parts of your vehicle (including headlight optics or mirror mirrors). However, this warranty may not apply if the damage is the result of voluntary acts, acts of vandalism or shocks with a pedestrian or other vehicle.<o:p></o:p></span></p><p class="normal"><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">2. The guarantee from theft<o:p></o:p></span></b></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">It allows the insured to be reimbursed for his vehicle in case of theft. Some insurance companies also impose effective security measures to combat these incidents (closed parking, GPS tracking, glass engraving). This warranty may also exclude theft or attempted theft when the driver left the keys inside the vehicle and the theft by scam.</span></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">It is possible to insure against the theft of the contents of his vehicle (personal items), within a limit fixed in the contract. An option will also allow you to cover the theft of tires, wheels and rims if they are protected by a locknut.<o:p></o:p></span></p><p class="normal"><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">3. The &quot;fire&quot; guarantee<o:p></o:p></span></b></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">It covers the cases of destruction of the vehicle by the flames. However, in case of natural disasters (storm, cyclone, hurricane), it will be necessary to wait for a ministerial decree to make operate the guarantee. And this warranty can rule out vehicle damage from cigarette burns.<o:p></o:p></span></p><p class="normal"><a a="" class="normal" href="&quot;http://www.alghad.com/files/21940.jpg|src='https://imgprx.livejournal.net/16c1e12a3ae9af38d0e72ac4ef054659250e0e4c/V7UczIbh4a8OWKmQxHPVY9FPSJ8akTMR7dr9IoVT0VSZtZ4-KVeU92un48uK9LKkwjIZyCh1Im-jv-lrsJSs5gmy6weO8l3eavyNutRRYL0KyJUmLgiyFVVxJVwvoV3VdrSkH973eW0V7LTh-OQYwZgz5PYgYsqhqQdnnejQEjqbXisOKLyXViICnEQxHsx3xADJynrmP_CxtqONwK032g'" img="" originalsrc="http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg" p="" src="https://imgprx.livejournal.net/16c1e12a3ae9af38d0e72ac4ef054659250e0e4c/V7UczIbh4a8OWKmQxHPVY9FPSJ8akTMR7dr9IoVT0VSZtZ4-KVeU92un48uK9LKkwjIZyCh1Im-jv-lrsJSs5gmy6weO8l3eavyNutRRYL0KyJUmLgiyFVVxJVwvoV3VdrSkH973eW0V7LTh-OQYwZgz5PYgYsqhqQdnnejQEjqbXisOKLyXViICnEQxHsx3xADJynrmP_CxtqONwK032g" width="900"><img alt=" " img="" src='http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg' width="900" /><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">4. The collision guarantee<o:p></o:p></span></b></a></p><p class="normal"><a a="" animals="" be="" breaking="" clashes="" clearly="" cover="" damage="" excludes="" has="" href="&quot;http://www.alghad.com/files/21940.jpg|src='https://imgprx.livejournal.net/16c1e12a3ae9af38d0e72ac4ef054659250e0e4c/V7UczIbh4a8OWKmQxHPVY9FPSJ8akTMR7dr9IoVT0VSZtZ4-KVeU92un48uK9LKkwjIZyCh1Im-jv-lrsJSs5gmy6weO8l3eavyNutRRYL0KyJUmLgiyFVVxJVwvoV3VdrSkH973eW0V7LTh-OQYwZgz5PYgYsqhqQdnnejQEjqbXisOKLyXViICnEQxHsx3xADJynrmP_CxtqONwK032g'" identified.="" img="" involved="" it="" lang="EN" may="" must="" not="" occurred="" or="" originalsrc="http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg" party="" span="" src="https://imgprx.livejournal.net/16c1e12a3ae9af38d0e72ac4ef054659250e0e4c/V7UczIbh4a8OWKmQxHPVY9FPSJ8akTMR7dr9IoVT0VSZtZ4-KVeU92un48uK9LKkwjIZyCh1Im-jv-lrsJSs5gmy6weO8l3eavyNutRRYL0KyJUmLgiyFVVxJVwvoV3VdrSkH973eW0V7LTh-OQYwZgz5PYgYsqhqQdnnejQEjqbXisOKLyXViICnEQxHsx3xADJynrmP_CxtqONwK032g" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin" that="" the="" third="" this="" to="" vandalism="" vehicle="" vehicles="" warranty="" width="900" with="" without=""><img alt=" " img="" src='http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg' width="900" /><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">Additional guarantees<o:p></o:p></span></b></a></p><p class="normal"><a a="" additional="" also="" are="" class="normal" href="&quot;http://www.alghad.com/files/21940.jpg|src='https://imgprx.livejournal.net/16c1e12a3ae9af38d0e72ac4ef054659250e0e4c/V7UczIbh4a8OWKmQxHPVY9FPSJ8akTMR7dr9IoVT0VSZtZ4-KVeU92un48uK9LKkwjIZyCh1Im-jv-lrsJSs5gmy6weO8l3eavyNutRRYL0KyJUmLgiyFVVxJVwvoV3VdrSkH973eW0V7LTh-OQYwZgz5PYgYsqhqQdnnejQEjqbXisOKLyXViICnEQxHsx3xADJynrmP_CxtqONwK032g'" img="" lang="EN" originalsrc="http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg" p="" span="" src="https://imgprx.livejournal.net/16c1e12a3ae9af38d0e72ac4ef054659250e0e4c/V7UczIbh4a8OWKmQxHPVY9FPSJ8akTMR7dr9IoVT0VSZtZ4-KVeU92un48uK9LKkwjIZyCh1Im-jv-lrsJSs5gmy6weO8l3eavyNutRRYL0KyJUmLgiyFVVxJVwvoV3VdrSkH973eW0V7LTh-OQYwZgz5PYgYsqhqQdnnejQEjqbXisOKLyXViICnEQxHsx3xADJynrmP_CxtqONwK032g" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin" there="" width="900"><img alt=" " img="" src='http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg' width="900" /><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">1. The guarantee &quot;legal protection&quot; (or &quot;defense resources&quot;)<o:p></o:p></span></b></a></p><p class="normal"><a a="" and="" are="" before="" class="normal" commission.="" contraventions="" courts="" cover="" defense="" driving="" exclude="" expert="" fees="" fixed="" guarantee="" href="&quot;http://www.alghad.com/files/21940.jpg|src='https://imgprx.livejournal.net/16c1e12a3ae9af38d0e72ac4ef054659250e0e4c/V7UczIbh4a8OWKmQxHPVY9FPSJ8akTMR7dr9IoVT0VSZtZ4-KVeU92un48uK9LKkwjIZyCh1Im-jv-lrsJSs5gmy6weO8l3eavyNutRRYL0KyJUmLgiyFVVxJVwvoV3VdrSkH973eW0V7LTh-OQYwZgz5PYgYsqhqQdnnejQEjqbXisOKLyXViICnEQxHsx3xADJynrmP_CxtqONwK032g'" if="" img="" in="" insurer="" lang="EN" license="" limit="" may="" of="" only="" or="" originalsrc="http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg" p="" payment="" span="" src="https://imgprx.livejournal.net/16c1e12a3ae9af38d0e72ac4ef054659250e0e4c/V7UczIbh4a8OWKmQxHPVY9FPSJ8akTMR7dr9IoVT0VSZtZ4-KVeU92un48uK9LKkwjIZyCh1Im-jv-lrsJSs5gmy6weO8l3eavyNutRRYL0KyJUmLgiyFVVxJVwvoV3VdrSkH973eW0V7LTh-OQYwZgz5PYgYsqhqQdnnejQEjqbXisOKLyXViICnEQxHsx3xADJynrmP_CxtqONwK032g" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin" summoned="" the="" this="" unlawful="" width="900" will="" withdrawal="" within="" you=""><img alt=" " img="" src='http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg' width="900" /><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">2. The assistance guarantee<o:p></o:p></span></b></a></p><p class="normal"><a .="" a="" accident="" accommodation.="" account="" allow="" and="" are="" as="" assistance="" attention:="" be="" breakdown="" by="" charge="" class="normal" consequences="" cover="" deductible="" do="" done="" driver="" even="" event="" following="" forget="" guarantee="" href="&quot;http://www.alghad.com/files/21940.jpg|src='https://imgprx.livejournal.net/16c1e12a3ae9af38d0e72ac4ef054659250e0e4c/V7UczIbh4a8OWKmQxHPVY9FPSJ8akTMR7dr9IoVT0VSZtZ4-KVeU92un48uK9LKkwjIZyCh1Im-jv-lrsJSs5gmy6weO8l3eavyNutRRYL0KyJUmLgiyFVVxJVwvoV3VdrSkH973eW0V7LTh-OQYwZgz5PYgYsqhqQdnnejQEjqbXisOKLyXViICnEQxHsx3xADJynrmP_CxtqONwK032g'" img="" in="" into="" lack="" lang="EN" loan="" maintenance="" may="" medical="" mileage="" not="" of="" options="" or="" originalsrc="http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg" other="" p="" pay="" possible="" repair="" repatriation="" replacement="" span="" src="https://imgprx.livejournal.net/16c1e12a3ae9af38d0e72ac4ef054659250e0e4c/V7UczIbh4a8OWKmQxHPVY9FPSJ8akTMR7dr9IoVT0VSZtZ4-KVeU92un48uK9LKkwjIZyCh1Im-jv-lrsJSs5gmy6weO8l3eavyNutRRYL0KyJUmLgiyFVVxJVwvoV3VdrSkH973eW0V7LTh-OQYwZgz5PYgYsqhqQdnnejQEjqbXisOKLyXViICnEQxHsx3xADJynrmP_CxtqONwK032g" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin" such="" take="" taken="" technical="" temporary="" the="" this="" to="" tugboat.="" vehicle="" width="900" will=""><img alt=" " img="" src='http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg' width="900" /><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">To protect themselves, the driver can take out a &quot; personal guarantee of the driver &quot;.</span></a>

<a href="http://www.financialblogger.co.uk/wp-content/uploads/2018/03/Motor-trade-insurance.jpg"><img alt="" src='http://www.financialblogger.co.uk/wp-content/uploads/2018/03/Motor-trade-insurance.jpg' width="900" /></a>
<o:p></o:p></p><p class="normal"><b><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">It comes in two forms:</span></b><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin"><o:p></o:p></span></p><p class="normalCxSpMiddle" style="margin-left:.5in;mso-add-space:auto;
text-indent:-.25in;mso-list:l0 level1 lfo2"><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-fareast-font-family:Calibri;mso-fareast-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">●<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;"> &nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="EN" style="font-size:12.0pt;
line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">The personal insurance of the driver (ACC): death, disability or injury of the driver<o:p></o:p></span></p><p class="normalCxSpMiddle" style="margin-left:.5in;mso-add-space:auto;
text-indent:-.25in;mso-list:l0 level1 lfo2"><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-fareast-font-family:Calibri;mso-fareast-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">●<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;"> &nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="EN" style="font-size:12.0pt;
line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-theme-font:major-latin">The individual driver&#39;s circulation (ICC) guarantee : death or permanent disability<o:p></o:p></span></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">On the other hand, this warranty does not apply if the driver of the vehicle at the time of the accident is not an authorized driver , if he is guilty of a hit-and-run offense or his injuries are the result of act of violence and aggression.<o:p></o:p></span></p><p class="normal">
<span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin"><a href="https://www.total-insurance.co.uk/motor-trade-insurance/" target="_blank"><b>motor trade insurance brokers</b></a>
<o:p></o:p></span></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin"><o:p> </o:p></span></p>

Different Guarantees Of Motor Insurance

By taking out a traders insurance policy, your insurer is committed to protecting you and compensating you. Either as many covers that depend mainly on your needs, but also your budget . Find out the types of coverages that can make up your traders insurance.

Compulsory civil liability

Also known as " third-party insurance ", civil liability is the minimum guarantee to be subscribed for your vehicle. It covers the bodily injury and material damage that a vehicle could cause. The driver of the vehicle or the person responsible for the accident will not be compensated for the damage suffered. Then in case of disaster , you will be compensated by the motor insurer of the driver responsible .

Damage guarantees

You should also be aware that certain guarantees cover the damage of your vehicle following an accident or vandalism:

1. The guarantee "breakage of ice"

It covers the repair or replacement of the glass parts of your vehicle (including headlight optics or mirror mirrors). However, this warranty may not apply if the damage is the result of voluntary acts, acts of vandalism or shocks with a pedestrian or other vehicle.

2. The guarantee from theft

It allows the insured to be reimbursed for his vehicle in case of theft. Some insurance companies also impose effective security measures to combat these incidents (closed parking, GPS tracking, glass engraving). This warranty may also exclude theft or attempted theft when the driver left the keys inside the vehicle and the theft by scam.

It is possible to insure against the theft of the contents of his vehicle (personal items), within a limit fixed in the contract. An option will also allow you to cover the theft of tires, wheels and rims if they are protected by a locknut.

3. The "fire" guarantee

It covers the cases of destruction of the vehicle by the flames. However, in case of natural disasters (storm, cyclone, hurricane), it will be necessary to wait for a ministerial decree to make operate the guarantee. And this warranty can rule out vehicle damage from cigarette burns.

 4. The collision guarantee

[Error: Irreparable invalid markup ('<a [...] identified.>') in entry. Owner must fix manually. Raw contents below.]

<p class="MsoTitle"><span style="font-family: Calibri, sans-serif; font-size: 12pt;">By taking out a </span><b style="font-family: Calibri, sans-serif; font-size: 12pt;">traders insurance</b><span style="font-family: Calibri, sans-serif; font-size: 12pt;"> policy, your insurer is committed to protecting you and compensating you. Either as many covers that depend mainly on your needs, but also your budget . Find out the types of coverages that can make up your </span><b style="font-family: Calibri, sans-serif; font-size: 12pt;">traders insurance</b><span style="font-family: Calibri, sans-serif; font-size: 12pt;">.</span>
<a href="http://www.blueangeltech.com/wp-content/uploads/Motor-Trade.jpg"><img alt="" src='http://www.blueangeltech.com/wp-content/uploads/Motor-Trade.jpg' width="900" /></a><a href="https://www.total-insurance.co.uk/motor-trade-insurance/" target="_blank"><img alt="" src='https://v-thailand.com/wp-content/uploads/2015/01/Arenda-avto-v-Taylande.jpg' width="900" /></a></p><p class="normal"><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">Compulsory civil liability<o:p></o:p></span></b></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">Also known as &quot; third-party insurance &quot;, civil liability is the minimum guarantee to be subscribed for your vehicle. It covers the bodily injury and material damage that a vehicle could cause. The driver of the vehicle or the person responsible for the accident will not be compensated for the damage suffered. Then in case of disaster , you will be compensated by the motor insurer of the driver responsible .</span></p><h2><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">Damage guarantees<o:p></o:p></span></b></h2><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">You should also be aware that certain guarantees cover the damage of your vehicle following an accident or vandalism:</span></p><p class="normal"><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">1. The guarantee &quot;breakage of ice&quot;<o:p></o:p></span></b></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">It covers the repair or replacement of the glass parts of your vehicle (including headlight optics or mirror mirrors). However, this warranty may not apply if the damage is the result of voluntary acts, acts of vandalism or shocks with a pedestrian or other vehicle.<o:p></o:p></span></p><p class="normal"><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">2. The guarantee from theft<o:p></o:p></span></b></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">It allows the insured to be reimbursed for his vehicle in case of theft. Some insurance companies also impose effective security measures to combat these incidents (closed parking, GPS tracking, glass engraving). This warranty may also exclude theft or attempted theft when the driver left the keys inside the vehicle and the theft by scam.</span></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">It is possible to insure against the theft of the contents of his vehicle (personal items), within a limit fixed in the contract. An option will also allow you to cover the theft of tires, wheels and rims if they are protected by a locknut.<o:p></o:p></span></p><p class="normal"><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">3. The &quot;fire&quot; guarantee<o:p></o:p></span></b></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">It covers the cases of destruction of the vehicle by the flames. However, in case of natural disasters (storm, cyclone, hurricane), it will be necessary to wait for a ministerial decree to make operate the guarantee. And this warranty can rule out vehicle damage from cigarette burns.<o:p></o:p></span></p><p class="normal"><a a="" class="normal" href="&quot;http://www.alghad.com/files/21940.jpg|src='https://imgprx.livejournal.net/4a1d442f209f3b8e2e3648fe4ec234eb019aa771/beZPJ5zdS0RV-Lcvf1Qg7NloGH7QsY0nB3y99G3skAK4Qk9WKYazC669qNwY-2xMLiFSbwx20o22Ir4dFl-hb-v2ikVhUsV0q_6hNljH1pDA5LYelOr00nMmW_4tm6IrWKV6NLeOwZSklw5h48S08DOMA5U8nWwHsIFjgQK1XqRnngzM1wrdTAZWC89HkG67azNS39rtO2kMhfw9KzLyKg'" img="" originalsrc="http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg" p="" src="https://imgprx.livejournal.net/4a1d442f209f3b8e2e3648fe4ec234eb019aa771/beZPJ5zdS0RV-Lcvf1Qg7NloGH7QsY0nB3y99G3skAK4Qk9WKYazC669qNwY-2xMLiFSbwx20o22Ir4dFl-hb-v2ikVhUsV0q_6hNljH1pDA5LYelOr00nMmW_4tm6IrWKV6NLeOwZSklw5h48S08DOMA5U8nWwHsIFjgQK1XqRnngzM1wrdTAZWC89HkG67azNS39rtO2kMhfw9KzLyKg" width="900"><img alt=" " img="" src='http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg' width="900" /><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">4. The collision guarantee<o:p></o:p></span></b></a></p><p class="normal"><a a="" animals="" be="" breaking="" clashes="" clearly="" cover="" damage="" excludes="" has="" href="&quot;http://www.alghad.com/files/21940.jpg|src='https://imgprx.livejournal.net/4a1d442f209f3b8e2e3648fe4ec234eb019aa771/beZPJ5zdS0RV-Lcvf1Qg7NloGH7QsY0nB3y99G3skAK4Qk9WKYazC669qNwY-2xMLiFSbwx20o22Ir4dFl-hb-v2ikVhUsV0q_6hNljH1pDA5LYelOr00nMmW_4tm6IrWKV6NLeOwZSklw5h48S08DOMA5U8nWwHsIFjgQK1XqRnngzM1wrdTAZWC89HkG67azNS39rtO2kMhfw9KzLyKg'" identified.="" img="" involved="" it="" lang="EN" may="" must="" not="" occurred="" or="" originalsrc="http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg" party="" span="" src="https://imgprx.livejournal.net/4a1d442f209f3b8e2e3648fe4ec234eb019aa771/beZPJ5zdS0RV-Lcvf1Qg7NloGH7QsY0nB3y99G3skAK4Qk9WKYazC669qNwY-2xMLiFSbwx20o22Ir4dFl-hb-v2ikVhUsV0q_6hNljH1pDA5LYelOr00nMmW_4tm6IrWKV6NLeOwZSklw5h48S08DOMA5U8nWwHsIFjgQK1XqRnngzM1wrdTAZWC89HkG67azNS39rtO2kMhfw9KzLyKg" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin" that="" the="" third="" this="" to="" vandalism="" vehicle="" vehicles="" warranty="" width="900" with="" without=""><img alt=" " img="" src='http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg' width="900" /><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">Additional guarantees<o:p></o:p></span></b></a></p><p class="normal"><a a="" additional="" also="" are="" class="normal" href="&quot;http://www.alghad.com/files/21940.jpg|src='https://imgprx.livejournal.net/4a1d442f209f3b8e2e3648fe4ec234eb019aa771/beZPJ5zdS0RV-Lcvf1Qg7NloGH7QsY0nB3y99G3skAK4Qk9WKYazC669qNwY-2xMLiFSbwx20o22Ir4dFl-hb-v2ikVhUsV0q_6hNljH1pDA5LYelOr00nMmW_4tm6IrWKV6NLeOwZSklw5h48S08DOMA5U8nWwHsIFjgQK1XqRnngzM1wrdTAZWC89HkG67azNS39rtO2kMhfw9KzLyKg'" img="" lang="EN" originalsrc="http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg" p="" span="" src="https://imgprx.livejournal.net/4a1d442f209f3b8e2e3648fe4ec234eb019aa771/beZPJ5zdS0RV-Lcvf1Qg7NloGH7QsY0nB3y99G3skAK4Qk9WKYazC669qNwY-2xMLiFSbwx20o22Ir4dFl-hb-v2ikVhUsV0q_6hNljH1pDA5LYelOr00nMmW_4tm6IrWKV6NLeOwZSklw5h48S08DOMA5U8nWwHsIFjgQK1XqRnngzM1wrdTAZWC89HkG67azNS39rtO2kMhfw9KzLyKg" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin" there="" width="900"><img alt=" " img="" src='http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg' width="900" /><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">1. The guarantee &quot;legal protection&quot; (or &quot;defense resources&quot;)<o:p></o:p></span></b></a></p><p class="normal"><a a="" and="" are="" before="" class="normal" commission.="" contraventions="" courts="" cover="" defense="" driving="" exclude="" expert="" fees="" fixed="" guarantee="" href="&quot;http://www.alghad.com/files/21940.jpg|src='https://imgprx.livejournal.net/4a1d442f209f3b8e2e3648fe4ec234eb019aa771/beZPJ5zdS0RV-Lcvf1Qg7NloGH7QsY0nB3y99G3skAK4Qk9WKYazC669qNwY-2xMLiFSbwx20o22Ir4dFl-hb-v2ikVhUsV0q_6hNljH1pDA5LYelOr00nMmW_4tm6IrWKV6NLeOwZSklw5h48S08DOMA5U8nWwHsIFjgQK1XqRnngzM1wrdTAZWC89HkG67azNS39rtO2kMhfw9KzLyKg'" if="" img="" in="" insurer="" lang="EN" license="" limit="" may="" of="" only="" or="" originalsrc="http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg" p="" payment="" span="" src="https://imgprx.livejournal.net/4a1d442f209f3b8e2e3648fe4ec234eb019aa771/beZPJ5zdS0RV-Lcvf1Qg7NloGH7QsY0nB3y99G3skAK4Qk9WKYazC669qNwY-2xMLiFSbwx20o22Ir4dFl-hb-v2ikVhUsV0q_6hNljH1pDA5LYelOr00nMmW_4tm6IrWKV6NLeOwZSklw5h48S08DOMA5U8nWwHsIFjgQK1XqRnngzM1wrdTAZWC89HkG67azNS39rtO2kMhfw9KzLyKg" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin" summoned="" the="" this="" unlawful="" width="900" will="" withdrawal="" within="" you=""><img alt=" " img="" src='http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg' width="900" /><b><span lang="EN" style="font-size:12.0pt;line-height:115%;font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font:
major-latin">2. The assistance guarantee<o:p></o:p></span></b></a></p><p class="normal"><a .="" a="" accident="" accommodation.="" account="" allow="" and="" are="" as="" assistance="" attention:="" be="" breakdown="" by="" charge="" class="normal" consequences="" cover="" deductible="" do="" done="" driver="" even="" event="" following="" forget="" guarantee="" href="&quot;http://www.alghad.com/files/21940.jpg|src='https://imgprx.livejournal.net/4a1d442f209f3b8e2e3648fe4ec234eb019aa771/beZPJ5zdS0RV-Lcvf1Qg7NloGH7QsY0nB3y99G3skAK4Qk9WKYazC669qNwY-2xMLiFSbwx20o22Ir4dFl-hb-v2ikVhUsV0q_6hNljH1pDA5LYelOr00nMmW_4tm6IrWKV6NLeOwZSklw5h48S08DOMA5U8nWwHsIFjgQK1XqRnngzM1wrdTAZWC89HkG67azNS39rtO2kMhfw9KzLyKg'" img="" in="" into="" lack="" lang="EN" loan="" maintenance="" may="" medical="" mileage="" not="" of="" options="" or="" originalsrc="http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg" other="" p="" pay="" possible="" repair="" repatriation="" replacement="" span="" src="https://imgprx.livejournal.net/4a1d442f209f3b8e2e3648fe4ec234eb019aa771/beZPJ5zdS0RV-Lcvf1Qg7NloGH7QsY0nB3y99G3skAK4Qk9WKYazC669qNwY-2xMLiFSbwx20o22Ir4dFl-hb-v2ikVhUsV0q_6hNljH1pDA5LYelOr00nMmW_4tm6IrWKV6NLeOwZSklw5h48S08DOMA5U8nWwHsIFjgQK1XqRnngzM1wrdTAZWC89HkG67azNS39rtO2kMhfw9KzLyKg" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin" such="" take="" taken="" technical="" temporary="" the="" this="" to="" tugboat.="" vehicle="" width="900" will=""><img alt=" " img="" src='http://www.alghad.com/files/21940.jpg|http://www.sherwininsurance.co.uk/wp-content/uploads/2016/01/Sherwin-banners-motor-trade.jpg' width="900" /><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">To protect themselves, the driver can take out a &quot; personal guarantee of the driver &quot;.</span></a>

<a href="http://www.financialblogger.co.uk/wp-content/uploads/2018/03/Motor-trade-insurance.jpg"><img alt="" src='http://www.financialblogger.co.uk/wp-content/uploads/2018/03/Motor-trade-insurance.jpg' width="900" /></a>
<o:p></o:p></p><p class="normal"><b><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">It comes in two forms:</span></b></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin">On the other hand, this warranty does not apply if the driver of the vehicle at the time of the accident is not an authorized driver , if he is guilty of a hit-and-run offense or his injuries are the result of act of violence and aggression.<o:p></o:p></span></p><p class="normal">
<span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin"><a href="https://www.total-insurance.co.uk/motor-trade-insurance/" target="_blank"><b>motor trade insurance brokers</b></a>
<o:p></o:p></span></p><p class="normal"><span lang="EN" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Calibri&quot;,&quot;sans-serif&quot;;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-theme-font:major-latin"><o:p> </o:p></span></p>

Motor Trade Insurance Simulation

Are you about to buy a new or used car? Have you just obtained a driver's license? Your needs have changed and your insurance cover no longer suits you? Do you find your premium too high? In short, you need an auto insurance quote ? The solution is all-out: just do a car insurance simulation online. Obtaining an estimate of the different rates and guarantees of the insurance market can be difficult. With cheap motor trade insurance simulation, it is easy to get an estimate of the cost of an insurance policy and the protection it provides, with the best deal possible.


Getting a tailor-made motor trade insurance simulation

To obtain a simulation of motor trade insurance that corresponds to your profile and your needs in all respects, it's easy: just answer the questions on an online form to provide the insurer with all the information you need to calculate it. the amount of your annual auto insurance premium.

Once this information is entered in its database, the insurer compiles them in order to compare them to the statistics in his possession for profiles similar to yours. Since the calculation of your annual auto insurance contribution depends entirely on the risk assessment that you represent for the insurer, the insurer must take into account your driving history, of course, as well as claims caused by accidents. profiles like yours.


Working of simulation: explained

A motor trade insurance simulation allows you to estimate automatically which offers are adapted to the profile of the insured and which rates can be proposed by the insurance companies. The simulation is based on insurers' pricing criteria taking into account the information given by the user in an online form.

The comparison page

Once the form is complete, you can access the results page of the simulation. The page presents all the contracts corresponding to the profile of the insured among the offers of the insurers present on the panel. In case of erroneous information, it is possible to return to the form and make a correction (s).



It is advisable to complete the form to get the most suitable offers, but also because this information will be sent directly to the chosen insurer in case of subscription. The comparison page presents the rates, formulas and guarantees of each offer in a simple way to help the insured find the contract that best suits them .

go compare motor trade insurance



Motor Trade Insurance Simulation

Are you about to buy a new or used car? Have you just obtained a driver's license? Your needs have changed and your insurance cover no longer suits you? Do you find your premium too high? In short, you need an auto insurance quote ? The solution is all-out: just do a car insurance simulation online. Obtaining an estimate of the different rates and guarantees of the insurance market can be difficult. With cheap motor trade insurance simulation, it is easy to get an estimate of the cost of an insurance policy and the protection it provides, with the best deal possible.



Getting a tailor-made motor trade insurance simulation

To obtain a simulation of motor trade insurance that corresponds to your profile and your needs in all respects, it's easy: just answer the questions on an online form to provide the insurer with all the information you need to calculate it. the amount of your annual auto insurance premium.

Once this information is entered in its database, the insurer compiles them in order to compare them to the statistics in his possession for profiles similar to yours. Since the calculation of your annual auto insurance contribution depends entirely on the risk assessment that you represent for the insurer, the insurer must take into account your driving history, of course, as well as claims caused by accidents. profiles like yours.


Working of simulation: explained

A motor trade insurance simulation allows you to estimate automatically which offers are adapted to the profile of the insured and which rates can be proposed by the insurance companies. The simulation is based on insurers' pricing criteria taking into account the information given by the user in an online form.

The comparison page

Once the form is complete, you can access the results page of the simulation. The page presents all the contracts corresponding to the profile of the insured among the offers of the insurers present on the panel. In case of erroneous information, it is possible to return to the form and make a correction (s).



It is advisable to complete the form to get the most suitable offers, but also because this information will be sent directly to the chosen insurer in case of subscription. The comparison page presents the rates, formulas and guarantees of each offer in a simple way to help the insured find the contract that best suits them .

go compare motor trade insurance



Third Party Motor Trade Insurance

Traditionally, you will always have the choice between three different types of formulas to make your car : the third party insurance , the liability insurance more , ie with optional guarantees and finally comprehensive insurance . Three very distinct formulas which will not protect you in the same way and which, of course, will not cost you the same price.

Meaning of third party insurance

The car insurance to third, equivalent liability insurance applied to the motor, is precisely the minimum insurance that you are legally obliged to take as long as you own a car. It takes care of all the bodily and material damages that you could inflict on a third party during a responsible loss. It is usually the cheapest car insurance that you will be offered.

Be careful, in the event of a responsible accident, third party insurance does not cover the damage of your car or the driver. Likewise, it will not cover you in case of theft, vandalism or fire of your car unless you have taken out the appropriate optional cover. In which case we talk insurance to the third plus. Among the options most often subscribed, there is the legal protection guarantee that allows legal assistance during an accident, the broken glass cover that will cover you in the event of damaged windows or windshields, the fire warranty, theft , natural disaster, etc.

The motor trade insurance "third party" is the minimum contract required to be able to roll on the highway. It covers civil liability and damage to others.

But it also offers some additional guarantees.

Definition of third-party insurance

Each driver has the obligation to take out motor trade insurance that covers his civil liability.

In short, every owner of a vehicle must be insured for material and bodily injury caused to third parties. And even a vehicle that does not circulate and stays parked must benefit from this insurance, on the grounds that it can still cause damage to a third party (bad parking, fire of the vehicle).

As the name implies, the third-party formula only covers compensation for bodily injury and property damage to third parties, ie victims (motorists, pedestrians, and passengers).


Warranty conditions

The driver must hold a valid driving license.

In case of suspension or withdrawal of license, the insurance no longer covers the driver.

In addition, the vehicle must not have been transformed excessively (case of tuning).

Now let's look at the particular cases you might encounter as a particular driver:

1. The "loan" of the vehicle

The third-party insurance guarantees the damage caused by the vehicle, even if it is not driven by the insured.

Including if this driver did not ask permission and fortunately. Imagine having to compensate for damage caused by the thief of your vehicle ... The objective of the insurance is not only to compensate the victims of an accident; it is also to protect the insured deceived or stolen.

But beware! If you knowingly lend your vehicle without notifying your insurer, in the event of an accident the victims will be compensated, but the insurer will have the right to ask you to reimburse the costs.

2. Towing a trailer or motor van

In any third party insurance contract, coverage is extended free of charge and without prior notification to a trailer or motor van. One condition: that the total weight of the trailer does not exceed 750 kg. Same if you are towing a broken down vehicle.

3. Objects transported

Third party insurance does not cover items motor has inside the vehicle.

But it automatically covers the accidents caused if these objects fall on public roads.

Hear “everyday objects ". This excludes objects or hazardous materials (flammable, corrosive, explosive). An exception: gasoline, since the vehicle itself needs it to drive. Thus with third-party insurance, up to 600 liters of oil (or derivatives) can be transported, including the tank of the vehicle.

4. Essays for a sale

You bought a new vehicle and you contacted your insurer to transfer the contract .

Most third-party insurance contracts include a clause stating that it continues, so that you can have your old vehicle tested by your potential buyers. Generally, this cover lasts one month.

Trade car insurance rules

Third Party Motor Trade Insurance

Traditionally, you will always have the choice between three different types of formulas to make your car : the third party insurance , the liability insurance more , ie with optional guarantees and finally comprehensive insurance . Three very distinct formulas which will not protect you in the same way and which, of course, will not cost you the same price.

Meaning of third party insurance

The car insurance to third, equivalent liability insurance applied to the motor, is precisely the minimum insurance that you are legally obliged to take as long as you own a car. It takes care of all the bodily and material damages that you could inflict on a third party during a responsible loss. It is usually the cheapest car insurance that you will be offered.

Be careful, in the event of a responsible accident, third party insurance does not cover the damage of your car or the driver. Likewise, it will not cover you in case of theft, vandalism or fire of your car unless you have taken out the appropriate optional cover. In which case we talk insurance to the third plus. Among the options most often subscribed, there is the legal protection guarantee that allows legal assistance during an accident, the broken glass cover that will cover you in the event of damaged windows or windshields, the fire warranty, theft , natural disaster, etc.

The motor trade insurance "third party" is the minimum contract required to be able to roll on the highway. It covers civil liability and damage to others.

But it also offers some additional guarantees.

Definition of third-party insurance

Each driver has the obligation to take out motor trade insurance that covers his civil liability.

In short, every owner of a vehicle must be insured for material and bodily injury caused to third parties. And even a vehicle that does not circulate and stays parked must benefit from this insurance, on the grounds that it can still cause damage to a third party (bad parking, fire of the vehicle).

As the name implies, the third-party formula only covers compensation for bodily injury and property damage to third parties, ie victims (motorists, pedestrians, and passengers).

4. Essays for a sale

You bought a new vehicle and you contacted your insurer to transfer the contract .

Most third-party insurance contracts include a clause stating that it continues, so that you can have your old vehicle tested by your potential buyers. Generally, this cover lasts one month.

Trade car insurance rules

Third Party Motor Trade Insurance

Traditionally, you will always have the choice between three different types of formulas to make your car : the third party insurance , the liability insurance more , ie with optional guarantees and finally comprehensive insurance . Three very distinct formulas which will not protect you in the same way and which, of course, will not cost you the same price.

Meaning of third party insurance

The car insurance to third, equivalent liability insurance applied to the motor, is precisely the minimum insurance that you are legally obliged to take as long as you own a car. It takes care of all the bodily and material damages that you could inflict on a third party during a responsible loss. It is usually the cheapest car insurance that you will be offered.

Be careful, in the event of a responsible accident, third party insurance does not cover the damage of your car or the driver. Likewise, it will not cover you in case of theft, vandalism or fire of your car unless you have taken out the appropriate optional cover. In which case we talk insurance to the third plus. Among the options most often subscribed, there is the legal protection guarantee that allows legal assistance during an accident, the broken glass cover that will cover you in the event of damaged windows or windshields, the fire warranty, theft , natural disaster, etc.

The motor trade insurance "third party" is the minimum contract required to be able to roll on the highway. It covers civil liability and damage to others.

But it also offers some additional guarantees.

Definition of third-party insurance

Each driver has the obligation to take out motor trade insurance that covers his civil liability.

In short, every owner of a vehicle must be insured for material and bodily injury caused to third parties. And even a vehicle that does not circulate and stays parked must benefit from this insurance, on the grounds that it can still cause damage to a third party (bad parking, fire of the vehicle).

As the name implies, the third-party formula only covers compensation for bodily injury and property damage to third parties, ie victims (motorists, pedestrians, and passengers).

4. Essays for a sale

You bought a new vehicle and you contacted your insurer to transfer the contract .

Most third-party insurance contracts include a clause stating that it continues, so that you can have your old vehicle tested by your potential buyers. Generally, this cover lasts one month.

Trade car insurance rules

Third Party Motor Trade Insurance

Traditionally, you will always have the choice between three different types of formulas to make your car : the third party insurance , the liability insurance more , ie with optional guarantees and finally comprehensive insurance . Three very distinct formulas which will not protect you in the same way and which, of course, will not cost you the same price.

Meaning of third party insurance

The car insurance to third, equivalent liability insurance applied to the motor, is precisely the minimum insurance that you are legally obliged to take as long as you own a car. It takes care of all the bodily and material damages that you could inflict on a third party during a responsible loss. It is usually the cheapest car insurance that you will be offered.

Be careful, in the event of a responsible accident, third party insurance does not cover the damage of your car or the driver. Likewise, it will not cover you in case of theft, vandalism or fire of your car unless you have taken out the appropriate optional cover. In which case we talk insurance to the third plus. Among the options most often subscribed, there is the legal protection guarantee that allows legal assistance during an accident, the broken glass cover that will cover you in the event of damaged windows or windshields, the fire warranty, theft , natural disaster, etc.

The motor trade insurance "third party" is the minimum contract required to be able to roll on the highway. It covers civil liability and damage to others.

But it also offers some additional guarantees.

Definition of third-party insurance

Each driver has the obligation to take out motor trade insurance that covers his civil liability.

In short, every owner of a vehicle must be insured for material and bodily injury caused to third parties. And even a vehicle that does not circulate and stays parked must benefit from this insurance, on the grounds that it can still cause damage to a third party (bad parking, fire of the vehicle).


As the name implies, the third-party formula only covers compensation for bodily injury and property damage to third parties, ie victims (motorists, pedestrians, and passengers).

Warranty conditions

The driver must hold a valid driving license.

In case of suspension or withdrawal of license, the insurance no longer covers the driver.

In addition, the vehicle must not have been transformed excessively (case of tuning).

Now let's look at the particular cases you might encounter as a particular driver

1. The "loan" of the vehicle

The third-party insurance guarantees the damage caused by the vehicle, even if it is not driven by the insured.

Including if this driver did not ask permission and fortunately. Imagine having to compensate for damage caused by the thief of your vehicle ... The objective of the insurance is not only to compensate the victims of an accident; it is also to protect the insured deceived or stolen.
But beware! If you knowingly lend your vehicle without notifying your insurer, in the event of an accident the victims will be compensated, but the insurer will have the right to ask you to reimburse the costs.

2. Towing a trailer or motor van

In any third party insurance contract, coverage is extended free of charge and without prior notification to a trailer or motor van. One condition: that the total weight of the trailer does not exceed 750 kg. Same if you are towing a broken down vehicle.

3. Objects transported

Third party insurance does not cover items motor has inside the vehicle.

But it automatically covers the accidents caused if these objects fall on public roads.

Hear “everyday objects ". This excludes objects or hazardous materials (flammable, corrosive, explosive). An exception: gasoline, since the vehicle itself needs it to drive. Thus with third-party insurance, up to 600 liters of oil (or derivatives) can be transported, including the tank of the vehicle.

4. Essays for a sale

You bought a new vehicle and you contacted your insurer to transfer the contract .

Most third-party insurance contracts include a clause stating that it continues, so that you can have your old vehicle tested by your potential buyers. Generally, this cover lasts one month.